YES BANK Limited, Mumbai


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Challenge :
Despite formidable physical outreach and rural footprint of Banks, 64% Indians lack access to saving account, 87% Indians lack access to ATMs and 73% farming household lack access to institutional credit.


Innovation :
Frugal Innovations for Financial Inclusion (FI4FI) is enabling doorstep banking services, multi-channel and multi-platform banking through partners, and appraisal of micro loans



  • YES Bank’s FI4FI initiative has provided the financially excluded, convenient access to financial services. This is delivered through saving and loan repayment collections at door step and anytime, anywhere domestic remittance service available at the neighborhood shop. The domestic remittance service has proved to be an easy, secure and cost-effective remittance option.

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